Online shopping is getting more popular thanks to the convenience and variety of retailers. A huge downside, however, is that there are plenty of individuals out there waiting to jump on a chance to take advantage of people who don’t properly protect themselves. The result? Credit card or even identity fraud. To help keep your identity (and your data) safe, here are a few tips to protect yourself while shopping online. Avoid making an online transaction while using public wi-fi networks, suggest experts.
- Use caution while utilizing public wi-fi networks: Dubious networks increase the risk of malicious activity. Hence, it is safer to avoid networks which are not password protected.
- Use a VPN while shopping online: A Virtual Private Network (VPN) adds a layer of security and privacy that can mean the difference between a positive shopping experience and a headache.
- Use of One Time Password (OTP): One Time Password is a unique number which is generated for that particular transaction. This option is highly secure in comparison to the 3D PIN which is applicable to all transactions.
- Look for security protocols: Security protocols like HTTPS (Hyper Text Transfer Protocol Secure) which guarantees the website’s authenticity along with user protection and transaction security. Secured websites for online transactions can be identified with green sticker and browser url which starts with https instead of http or www.
- Use of firewalls and anti-virus programs: Use of updated version of strong anti-virus and firewall security programs ensures protection from new scams and hacker tricks. These programs run virus scans regularly. Also use of an ad-blocking software program is advisable.
- Avoid common passwords for multiple transactions: In order to avoid the hassle of forgetting passwords, people tend to use one password for a number of transactions including sensitive transactions like net banking and credit cards. This increases the risk of getting trapped as hackers can easily access one password and can enter one’s multiple accounts. Hence, it is advisable to have a unique password for different transactions.
- Caution with public computers: It is advisable to use persona gadget for financial and sensitive transactions over public computers or friend’s gadgets.
- Turn bluetooth off: Bluetooth should be turned off when not in use as people can use this to gain access to your device. If you’re being hacked via Bluetooth, your device will give no warning or indication that someone has accessed your information.